security: remediate all P0-P2 audit findings (12 tasks)

P0 fixes:
- WebSocket origin checking (reject untrusted origins)
- WS session token moved from URL query param to first message frame
- WebAuthn login cookie now uses Secure flag via shared SetSessionCookie
- PostgreSQL sslmode configurable via POSTGRES_SSLMODE env (default: require)
- Fixed DatabaseDSN to use real password instead of masked placeholder

P1 fixes:
- Per-IP rate limiting middleware (auth: 5 req/s, invites: 2 req/s)
- Security headers on all responses (CSP, X-Frame-Options, nosniff, etc.)
- WS broadcasts scoped to server members (prevents cross-server data leak)
- Webhook tokens stored as SHA-256 hashes (not plaintext)

P2 fixes:
- CSRF protection via Origin header validation on state-changing requests
- MANAGE_CHANNELS permission enforced on channel update/delete
- Upload validation: 25MB limit, extension allowlist, server-side MIME check
- File serve: path traversal protection + Content-Disposition: attachment

Files: 23 changed, +499/-100. Builds clean (go build, go vet, npm build).
Zero CVEs (govulncheck, npm audit).

.env.example

@@ -5,7 +5,9 @@ DUMPSTER_SECRET=*** Database
 POSTGRES_HOST=localhost
 POSTGRES_PORT=5432
 POSTGRES_USER=dumpster
-POSTGRES_PASSWORD=*** Valkey
+POSTGRES_PASSWORD=dumpster
+POSTGRES_SSLMODE=disable
+# Valkey
 VALKEY_URL=redis://localhost:***@example.com
 # MinIO
 MINIO_ENDPOINT=minio:9000