Credit economy changes:
- creditsPerMinute: 10 -> 2 (45min episode = 90 COOP vs 450)
- movieRequestCost: 100 -> 500 (~5.5 episodes per movie)
- tvRequestCost: 200 -> 1000 (~11 episodes per season)
- tvPerSeasonCost: 50 -> 250
Race condition fix:
- Credits now deducted immediately at request time
- No more multiple requests before approval
- On DECLINED: automatic refund with ADJUSTMENT transaction
- On APPROVED: no extra deduction (already paid)
Updated schema defaults and all code fallbacks.
hobokenchicken
86a8c7d89a